In a recent US buyer survey, 57% expected rates to rise over the next year, while the share willing to wait for lower rates fell.
Purchase timing barely changed: 73% still intended to buy within a year, unchanged from the prior quarter and slightly above the yearly comparison.
Affordability still mattered, but pressure eased in the latest reading: 43% cited high home prices and 37% cited high interest rates as barriers.
Many buyers wanted financing clarity early. Among those starting with a lender, top goals were understanding rates, monthly payment, and needed cash upfront.
Lower rates still appealed—43% said they might buy sooner if rates fell, and 47% said lower prices could accelerate plans for them.
What Buyers Should Watch as Rates Shift | Strategically priced. Expertly marketed. Under agreement in less than two days.

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