States Where Homeowners Have Most Home Equity

In 10 states, homeowners have significant wealth tied up in home equity, often surpassing or closely matching their overall net worth. Hawaii leads with median home equity of $600,000 and net worth of $692,700, while California shows $550,000 in equity versus $273,800 net worth. Other states include Massachusetts, Washington, Colorado, Idaho, New Jersey, Utah, Maryland, and Oregon. High home equity reflects strong housing markets but may limit financial flexibility.