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A US survey found most homeowners either did not see or were unsure about a climate link to higher homeowners insurance costs.
Just 43% said climate change is impacting the home insurance market, while 32% disagreed and 25% said they were still unsure overall.
Among homeowners who saw premiums rise, fewer than half connected those increases to climate risk, underscoring a gap between cost changes and perceived causes.
The survey suggests that even as insurance costs climb for some households, many owners remain unconvinced that climate factors are influencing the market.
The central finding: homeowner views stayed mixed, both on whether climate change affects the insurance market and on why their own rates increased.