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Experts said higher mortgage rates can pressure US home prices, but they are only one force; jobs, incomes and available homes shape outcomes too.
Limited inventory was cited as a key buffer when rates rise, helping prices stay firmer even as buyer demand softens nationally over time.
Analysts said owners locked into lower mortgage costs may delay selling, while some sellers may pull listings instead of accepting lower offers.
That supply restraint can keep US pricing more resilient than demand alone might suggest, especially when local job markets and broader economic conditions stay solid.
What happened next depended on more than mortgage rates alone, with the economy, household incomes and homes for sale all shaping the path.